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► 55 alive Senior Driving Course

Florida 55 alive Senior Driver Improvement Course/Mature Driver

Senior Driver Improvement Course/Mature Driver - is for license bearers over the age of 55. Guaranteed Insurance Discount up to 10% for 3 years per Florida Statute 627.0652.

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What state law provides for my insurance discount when I take the course, and what parts of my policy is discounted? How long will my insurance discount last? Are there any restrictions?

Florida Statute 627.0652 requires insurance companies to provide a discount for drivers 55 years of age or older who have successfully completed our course. The discount is for the liability (bodily injury and property damage), personal injury protection, and collision portions of your policy…typically around 70%-85% of your current premium charges. Uninsured Motorist and Comprehensive coverage is excluded. The premium reduction is effective for 3 years provided that you are (1) Not involved in an accident for which you are at fault and (2) Not convicted of or plead guilty or nolo contendere to a moving violation. For this reason, if you receive a traffic ticket during this 3-year period, you'll need to go to traffic school so that adjudication is withheld and you can maintain your discount! There is a limit on the times you can go to traffic school to maintain your discount, so drive vigilantly to avoid traffic tickets.

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